This post is inspired by twitter friend, Steveonomics. The funniest thing about his twitter handle is he “disliked this website” back in 2015 or so and then suddenly is much more positive on it. The conclusion? His life got better. Funny how that works. If your life is getting better and you’re making more money, […]

Putting the bias up front we know Mike so naturally have a positive bias towards the movie (you can watch it here). The interesting thing here is we didn’t really realize how bad things had gotten in terms of tensions between the left and right with significant violence. Unlike many who believe we’re right wingers […]

Once in a while we have to cut out the frugal people who accidentally come here and believe we’re in the same group (not even close). Frugal people believe in scarcity which is why they focus on cost cutting even though there is a significant floor to cost cutting. No matter how much you try […]

After writing on this blog for years, the one concept that seems to separate the rich from the middle class is the concept of convexity. If you tell someone they can become a millionaire in 10-years they think this means you save $100,000 per year for 10 years straight. Anyone who has made it to […]

One of the biggest excuses when trying to make online is saying “They don’t know where to start”. While we gave out all of the major markets in Efficiency, making it impossible to not know where to start, this will boil it down even further to prevent the incessant excuses. At the end of the […]

I’m gonna clear the air on something right away: I grew up as poor as you can in America. I was intermittently on welfare growing up, lived in public housing projects until I was 18, and had to start working at age 11 if I wanted extra money for anything. I’m a product of inner […]

When it comes to leverage there appears to be two camps: no leverage and a ton of leverage. This is simplifying things, but if you talk to rich people they typically talk about leverage positively or they got wealthy without leverage buying lots of assets with cash (significant business cash flow). Another interesting item here […]

For fun we did a quick Twitter poll to see how much people spent on their first down payment. This led to a series of various tweets and we noticed one common theme: many rich people bought a rental first. Before people jump in the comments and say “but I know so and so who […]